An unfinished basement featuring concrete block walls, exposed floor joists, and a metal forced-air furnace with ductwork near a central pillar.

Furnace vs Boiler in Cook County, Illinois

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It heats the air and pushes it through the ducts you have, with no new distribution system to install. With winter nights here averaging 20°F for months at a stretch, you want a system that matches what's already built into the walls and floors.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace, which adds up over the roughly 8 months a year this area needs heat. It makes the most sense in a house that never had ductwork put in to begin with.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It heats the air and pushes it through the ducts you have, with no new distribution system to install. With winter nights here averaging 20°F for months at a stretch, you want a system that matches what's already built into the walls and floors.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace, which adds up over the roughly 8 months a year this area needs heat. It makes the most sense in a house that never had ductwork put in to begin with.

An unfinished basement interior showing a gray furnace unit beneath a bare incandescent bulb, surrounded by exposed joists, concrete walls, cardboard boxes, and utility pipes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper and black iron pipe connections stands against a concrete basement wall, with a water heater and storage shelving visible in the background.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Cook County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Illinois prices
20°Faverage winter low
80%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 20°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It heats the air and pushes it through the ducts you have, with no new distribution system to install. With winter nights here averaging 20°F for months at a stretch, you want a system that matches what's already built into the walls and floors.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace, which adds up over the roughly 8 months a year this area needs heat. It makes the most sense in a house that never had ductwork put in to begin with.

A Cook County contractor will price both against your own house, your ductwork and your panel.

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