A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump vs Furnace in Lake County, Illinois

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on staying off gas entirely. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward what Lake County sees on a typical winter night. You'll also want to plan for higher electricity costs through the winter, since gas heat runs at least 35% cheaper here at Illinois prices.

When a furnace makes sense

A furnace is the right call for most homes here, and the numbers back it up. Winter nights average 19°F from December through February, cold enough that a standard heat pump has to work harder to keep up, while a furnace burns gas and doesn't lose capacity in the cold. With heat needed about 8 months a year and gas running at least 35% cheaper than a heat pump at Illinois prices, it's no surprise 83% of homes here already heat with gas.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on staying off gas entirely. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward what Lake County sees on a typical winter night. You'll also want to plan for higher electricity costs through the winter, since gas heat runs at least 35% cheaper here at Illinois prices.

When a furnace makes sense

A furnace is the right call for most homes here, and the numbers back it up. Winter nights average 19°F from December through February, cold enough that a standard heat pump has to work harder to keep up, while a furnace burns gas and doesn't lose capacity in the cold. With heat needed about 8 months a year and gas running at least 35% cheaper than a heat pump at Illinois prices, it's no surprise 83% of homes here already heat with gas.

An outdoor heat pump unit mounted on a concrete pad beside a house with beige siding and a landscaped garden bed.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement containing a gas furnace with ductwork in the foreground and miscellaneous stored items along the far concrete wall.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Lake County.

Winter nights here average 19°F, and gas heat costs at least 35% less than a heat pump at Illinois prices, so gas wins.

At least 35% lessto heat with natural gas than with a heat pump, at Illinois prices
19°Faverage winter low
83%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will serve you better than paying to bring gas in just for a furnace.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 35% less to run
What it doesHeats and coolsHeats only
Homes in the Great Lakes states that heat with one3.4%78.8%
Handles a 19°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you're set on staying off gas entirely. Get a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward what Lake County sees on a typical winter night. You'll also want to plan for higher electricity costs through the winter, since gas heat runs at least 35% cheaper here at Illinois prices.

When a furnace makes sense

A furnace is the right call for most homes here, and the numbers back it up. Winter nights average 19°F from December through February, cold enough that a standard heat pump has to work harder to keep up, while a furnace burns gas and doesn't lose capacity in the cold. With heat needed about 8 months a year and gas running at least 35% cheaper than a heat pump at Illinois prices, it's no surprise 83% of homes here already heat with gas.

A Lake County contractor will price both against your own house, your ductwork and your panel.

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