An unfinished basement featuring a grey forced-air furnace with metal ductwork, concrete block walls, exposed wooden joists, and a single hanging bare bulb.

Furnace vs Boiler in McHenry County, Illinois

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Across this region most homes are built with ducts in place, so you are not paying to add a delivery system on top of the unit itself. It also works with central air, since the same ducts carry cooled air in summer.

When a boiler makes sense

A boiler makes sense if your home already heats through radiators or in-floor pipes rather than ducts. Winters here average 17°F and homes need heat for about 8 months of the year, and a boiler runs about 5% cheaper than a furnace over that stretch at Illinois gas prices. It will not move cooled air in summer, so you would need a separate way to cool the house.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Across this region most homes are built with ducts in place, so you are not paying to add a delivery system on top of the unit itself. It also works with central air, since the same ducts carry cooled air in summer.

When a boiler makes sense

A boiler makes sense if your home already heats through radiators or in-floor pipes rather than ducts. Winters here average 17°F and homes need heat for about 8 months of the year, and a boiler runs about 5% cheaper than a furnace over that stretch at Illinois gas prices. It will not move cooled air in summer, so you would need a separate way to cool the house.

An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler unit with copper pipes and a pressure gauge installed in an unfinished basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in McHenry County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Illinois prices
17°Faverage winter low
85%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 17°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Across this region most homes are built with ducts in place, so you are not paying to add a delivery system on top of the unit itself. It also works with central air, since the same ducts carry cooled air in summer.

When a boiler makes sense

A boiler makes sense if your home already heats through radiators or in-floor pipes rather than ducts. Winters here average 17°F and homes need heat for about 8 months of the year, and a boiler runs about 5% cheaper than a furnace over that stretch at Illinois gas prices. It will not move cooled air in summer, so you would need a separate way to cool the house.

A McHenry County contractor will price both against your own house, your ductwork and your panel.

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