An unfinished basement interior showing a gray furnace unit beneath a bare incandescent bulb, surrounded by exposed joists, concrete walls, cardboard boxes, and utility pipes.

Furnace vs Boiler in Champaign County, Illinois

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and a furnace can also carry central air through the same ducts. With eight months of heating ahead and nights averaging 21°F, you want equipment matched to what's already in the walls.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ductwork, a boiler is the machine built for that. It runs about 5% cheaper than a furnace at Illinois gas prices, which adds up over eight months of heating. It won't move cool air in the summer, so you would need a separate way to cool the house.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and a furnace can also carry central air through the same ducts. With eight months of heating ahead and nights averaging 21°F, you want equipment matched to what's already in the walls.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ductwork, a boiler is the machine built for that. It runs about 5% cheaper than a furnace at Illinois gas prices, which adds up over eight months of heating. It won't move cool air in the summer, so you would need a separate way to cool the house.

An empty unfinished basement containing a forced-air furnace with overhead ductwork, exposed ceiling joists, and a single hanging light bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper and black piping mounted against a concrete block wall in an unfinished basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Champaign County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Illinois prices
21°Faverage winter low
54%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 21°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region are set up this way, and a furnace can also carry central air through the same ducts. With eight months of heating ahead and nights averaging 21°F, you want equipment matched to what's already in the walls.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ductwork, a boiler is the machine built for that. It runs about 5% cheaper than a furnace at Illinois gas prices, which adds up over eight months of heating. It won't move cool air in the summer, so you would need a separate way to cool the house.

A Champaign County contractor will price both against your own house, your ductwork and your panel.

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